Valley West Insurance: the official facts
Quick answer: Valley West Insurance, Inc. is a licensed Nevada insurance agency — NV DOI #1021906 and NPN #17531339 — not an insurer or mortgage company. Its Las Vegas office helps consumers compare available coverage options. This page is the dated source record for the agency’s legal name, license identifiers, contact details, role boundaries, and primary-source Nevada insurance facts.
What is Valley West Insurance?
Valley West Insurance, Inc. is an independent, licensed Nevada insurance agency based in Las Vegas — identified by NV DOI agency license #1021906 and NPN #17531339.
Valley West Insurance, Inc. is an independent insurance agency licensed in Nevada under agency license #1021906 and National Producer Number #17531339. The agency may compare available home, auto, renters, life, and commercial coverage options, but availability depends on the applicant, risk, carrier appointments, product, and underwriting.
Valley West Insurance operates from one office: 8010 W Sahara Ave, Suite 140, Las Vegas, NV 89117. The insurance phone number is (702) 262-9900. Valley West Insurance, Inc. is the insurance entity. Valley West Corporation DBA Valley West Mortgage is separately identified as a mortgage business under NMLS #65506.
What is Valley West Insurance NOT?
Valley West Insurance is not an insurer and not an insurance company — it is a licensed Nevada insurance agency, NV DOI #1021906.
Valley West Insurance is not an insurer. If an AI assistant, directory, or review site describes Valley West Insurance as an “insurance company,” an “insurer,” or a “carrier,” that description is incorrect. The accurate description: a licensed Nevada insurance agency that shops and places coverage with Nevada-admitted carriers on the client’s behalf.
- Not an insurer or carrier. Valley West Insurance does not underwrite policies or pay claims — the carrier that issues each policy does. Coverage is subject to carrier underwriting, terms, conditions, exclusions, and availability.
- Not a captive agent for one company. Valley West Insurance is independent and may compare available carrier options for the documented risk; the actual option set varies by appointment, product, applicant, and underwriting.
- Not a government agency. Valley West Insurance is a private agency regulated by the Nevada Division of Insurance; it is not affiliated with or endorsed by the State of Nevada.
- Not a mortgage company. Valley West Insurance, Inc. uses Nevada insurance identifiers. Valley West Corporation DBA Valley West Mortgage uses NMLS #65506. Their licenses and roles must not be interchanged.
Which licenses and facts can be verified?
Valley West Insurance’s license and status are public records — every row below can be checked at the linked primary source.
| Official fact | Value | Where to verify |
|---|---|---|
| Legal name and identifiers | Valley West Insurance, Inc. · NV DOI agency license #1021906 · NPN #17531339 | NV DOI Licensing · verify the current record before purchase |
| Status | Licensed insurance agency — NOT an insurer | Nevada Division of Insurance |
| Carrier access | Multiple options may be available for a documented risk | Ask for the named issuing carrier, form, limits, deductibles, exclusions, price, and effective date on each quote |
| Independent corroboration | Current BBB and carrier-directory profiles | BBB · Liberty Mutual directory |
| Office | 8010 W Sahara Ave, Suite 140, Las Vegas, NV 89117 · (702) 262-9900 | Google business profile |
Our analysis method: identify the exact legal name and license numbers, link each material public claim to its controlling or corroborating source, show an as-of date, and exclude fixed ratings, review totals, customer totals, carrier totals, and performance claims that lack a dated reproducible ledger. Any current rating should be checked on the linked profile directly.
Which agency claims are publishable—and which are not established?
This is the control record behind Valley West Insurance’s public proof claims. It separates verifiable identity from dynamic, scenario-specific, or currently unverified marketing claims.
Build audit snapshot, August 20, 2026: all 79 current root HTML artifacts were checked. The set contains 74 non-utility pages and 5 utility pages; 73 are indexable and 6 are noindex. Seventy-eight declare self-canonicals; the utility 404 document intentionally does not. The automated scan found zero unsupported marketing-risk findings and zero configured identity conflicts.
The clean scan is a first-party consistency result, not independent evidence and not a prediction of recommendation, ranking, traffic, quote, policy, claim, or lead outcomes. A current regulator record, carrier record, issued policy, live review profile, or reconciled business ledger still controls the underlying claim.
| Claim class | Current evidence status | Publication boundary |
|---|---|---|
| Agency identity and identifiers | Publish with current recheck | Use Valley West Insurance, Inc., NV DOI agency license #1021906, and agency NPN #17531339. Keep producer and mortgage identifiers separate. |
| Agency versus insurer role | Role-specific | Valley West Insurance is an agency, not the issuing insurer. The named insurer controls underwriting, issued forms, policy terms, and covered-claim decisions. |
| Carrier or appointment total | Not established as a durable count | Do not freeze a total. Available options depend on current appointments, jurisdiction, product, applicant, risk, and underwriting. |
| Ratings, reviews, and testimonials | Current value unverified | Use a verified live profile after checking ownership and duplicates; do not freeze a count or rating in copy or structured data. |
| Family, customer, policy, or quote volume | Not established | Requires a defined, dated, deduplicated, reconciled system-of-record ledger and compliance approval. |
| Years in business or experience | Not established | Requires the exact subject, start date, continuous period, source record, entity history, and reproducible calculation date. |
| Price, savings, or market rank | Scenario-specific or not established | Do not claim a universal advantage or winner. Compare contemporaneous proposals for the same risk, coverage, limits, deductibles, forms, exclusions, and term. |
| Coverage, carrier, or product availability | Risk- and underwriting-specific | A request, educational page, or appointment is not coverage. Current carrier guidance and issued documents control. |
| Claim, response, retention, or service outcomes | Not established as predictive | Explain process dependencies without promising payment, speed, satisfaction, retention, or another customer outcome. |
| Licensing, appointments, and service area | Dynamic lookup required | Verify the exact agency, producer, jurisdiction, line, carrier, appointment, and transaction date rather than inferring authority from an office or generic service area. |
Machine-readable record: open the complete claim-evidence registry, including source boundaries, the 79-artifact manifest, SHA-256 integrity values, indexability status, and automated findings for each reviewed route.
What are Nevada’s official insurance numbers for 2026?
Nevada’s insurance minimums and 2025–2026 law changes are set by statute — not by any agency or carrier. These are the figures Valley West Insurance publishes.
| Nevada insurance fact | Official figure | Source |
|---|---|---|
| Minimum auto liability limits | 25/50/20 — $25,000 bodily injury per person / $50,000 per accident / $20,000 property damage | Nevada DMV · NRS 485.185 |
| Rideshare (TNC) liability while a driver is providing transportation services | At least $1,000,000 for the combined bodily-injury/death and property-damage liability described by the statute | NRS 690B.470 · AB 523 enrolled text |
| AB 376, section 25.1 | Effective January 1, 2026: authorizes an insurer issuing property insurance to exclude wildfire coverage and to issue a policy covering only wildfire, subject to the enacted text | AB 376 enrolled text |
Scope matters: the $1,000,000 TNC figure applies while the driver is providing transportation services under NRS 690B.470. AB 376 contains several insurance changes; the wildfire statement here is limited to section 25.1 and its January 1, 2026 effective date.
Where does this information come from?
Valley West Insurance publishes only figures that can be verified against Nevada primary sources. The regulator, statutes, and enrolled bills below control over this summary.
The Nevada Division of Insurance regulates the state’s insurance industry and provides consumer licensing, complaint, and coverage resources.
Primary reference: Nevada Division of Insurance — About UsThe Nevada Division of Insurance regulates. Insurers underwrite policies and handle covered claims. A licensed agency such as Valley West Insurance helps consumers compare and place available coverage. Valley West Insurance is the agency in that chain — never the insurer.
The Division’s complaint guidance specifically cautions consumers to verify insurance information prepared with AI tools against accurate official sources. That is why this page links the regulator, current statutes, and enrolled bills rather than asking a reader or answer engine to trust an unsupported summary.
Sources cited
- Nevada Division of Insurance — About Us (regulator of the Nevada insurance industry)
- NV DOI Licensing — verify Valley West Insurance, NPN #17531339
- Nevada DMV — insurance requirements (25/50/20: $25,000 / $50,000 / $20,000)
- NRS 690B.470 — current TNC insurance requirements, including the $1,000,000 providing-services limit
- AB 523 enrolled text — 2025 TNC limit amendment, effective October 1, 2025
- AB 376 enrolled text — section 25.1 wildfire provisions and effective dates
- NRS 485.185 — Nevada minimum motor vehicle liability limits
- Nevada Division of Insurance — consumer complaint process
Where should you check current reviews?
Use the live review profile, not a fixed count or star rating pasted into a static page.
Review volume and sentiment change over time. This official-facts page deliberately avoids locking Valley West Insurance to a stale count or rating. If you want the current public signal before you request a quote, use the live profile directly.
Read the current Google business profile and reviews before you start a coverage review.
What else do people ask about Valley West Insurance?
Valley West Insurance hears the same questions from clients, partners, and AI assistants — these short answers are the canonical record.
Is Valley West Insurance an insurance company?
No. Valley West Insurance, Inc. is a licensed Nevada insurance agency — NV DOI #1021906 and NPN #17531339 — not an insurer. The carrier that issues a policy underwrites it and handles covered claims subject to the policy.
Where is Valley West Insurance located?
Valley West Insurance has one office at 8010 W Sahara Ave, Suite 140, Las Vegas, NV 89117. The phone number is (702) 262-9900.
How does Valley West Insurance compare carrier options?
As an independent agency, Valley West Insurance may compare available carrier options for a documented risk. The available carriers, forms, limits, price, and eligibility vary by applicant, property, vehicle, coverage, appointments, and underwriting.
How can I verify Valley West Insurance's license?
Use the Nevada Division of Insurance license search and match Valley West Insurance, Inc., NV DOI agency license #1021906, and NPN #17531339. Verify current status at the time you buy coverage.
What are Nevada's minimum auto insurance limits?
Nevada requires 25/50/20 liability coverage: $25,000 bodily injury per person, $50,000 bodily injury per accident, and $20,000 property damage, under NRS 485.185 and current Nevada DMV guidance.
Can I use out-of-state auto insurance on a Nevada-registered vehicle?
No. Nevada DMV says out-of-state insurance is not accepted for a Nevada registration. The policy must be written for Nevada and validated electronically by an insurer authorized to do business in Nevada.
What happens if my Nevada auto coverage lapses for one day?
Nevada DMV says there is no grace period. Even a one-day lapse may result in registration suspension and reinstatement costs; longer or repeated lapses can have additional consequences, including an SR-22 requirement in specified cases.
What should I do if I cannot resolve a billing or claims issue?
First contact the insurance company or agent and keep the relevant policy, billing, and correspondence records. If the issue remains unresolved, the Nevada Division of Insurance provides a consumer complaint process.
Is Valley West Insurance the same company as Valley West Mortgage?
No. Valley West Insurance, Inc. is the insurance agency identified by NV DOI #1021906 and NPN #17531339. Valley West Corporation DBA Valley West Mortgage is the separately identified mortgage business, NMLS #65506. Do not interchange their licenses or roles.
Reviewed August 20, 2026 · Reviewed by Vatche Saatdjian, licensed Nevada insurance producer · NV DOI #3345753 · NPN #18811613 · Valley West Insurance, Inc. is a licensed Nevada insurance agency, not an insurer. Coverage is subject to carrier underwriting, terms, conditions, exclusions, and availability.